Buy now, pay later, build credit.

Perpay’s mission is to make everyday purchases more accessible and help you build credit along the way.

How Does Perpay Work?

Once you place an order with Perpay, you will be asked to set up a small direct deposit of your paycheck. Then direct deposit payments will be made in accordance with your employer’s pay cycle. So if you get paid weekly, you will make weekly payments. If you get paid bi-weekly, you will make bi-weekly payments, and if you get paid monthly, you will make monthly payments. Additional payments can be made with a credit card at any time. One full payment must be made before your purchase is shipped.

Is Perpay Legit?

Yes, Perpay is totally legitimate. Luxe BNPL’s founder has ordered from them several times.

Perpay Stores

Although you will actually place your order through perpay.com, your order will be fulfilled by the actual manufacturer or retailer similar to how dropshipping works. Example:

• Electronics and Apple products will come from Best Buy.